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Valerenga Oslo 1 – 4 Liverpool Friendly 05.08.2008
•August 6, 2008 • Leave a CommentAn easy 3-1 victory for Liverpool over Valerenga with the goals coming from Alonso, Torres, Benayoun and Gog. Zajic managed to score one for Valerenga in the 48th minute.
0-1 X. Alonso 20′
1-1 B. Zajic 48′
1-2 F. Torres 49′
1-3 Y. Benayoun 60′
1-4 D. N`Gog 83′
watch highlight here
Oil price falls further to $118
•August 5, 2008 • 3 Comments
Kerteh Refinery Complex
Oil prices touched three-month lows of $118 a barrel on Tuesday amid signs of rising supplies and slowing demand.
US crude fell as low as $118 a barrel, before recovering to $119.13. Brent crude fell by $2.33 to $118.35.
Prices fell on Monday after it seemed that storms in the Gulf of Mexico were unlikely to lower output.
Some analysts have also said that slowing economic growth is set to cut demand for commodities in general, and metals prices have been falling.
Demand drop
On Monday, the price of platinum hit six-month lows as falling car production hit demand for emission control devices, its largest market.
Meanwhile, rubber prices – the main raw material for tyres – hit two-month lows.
Copper, lead and zinc – all used in the industrial sector – have seen their prices fall in recent days with many blaming falling demand from the previously red-hot Chinese economy.
“You’ve got an economic slowdown and markets are slowly coming to terms with it,” said Mark Konyn, chief executive of Allianz SE’s RCM Asia Pacific arm.
“Some of the speculation that was looking for safe harbour in commodities is starting to unwind.”
Stockpiles growing
Experts added that rising stockpiles have also pointed to falling demand for commodities, making them a less attractive prospect.
For example US soybean futures hit their lowest level in three months as supplies were boosted by good weather and a slowdown in Chinese buying ahead of the Beijing Olympics.
On Monday, a Reuters survey found that supplies from oil producer group Opec had risen for the third month in a row in July.
The increase in Opec supply was mainly due to Saudi Arabia raising its oil output.
Weak US consumer spending figures released on Monday also increased expectations that demand for fuel in the US could drop.
Analysts said that many investors were now focusing more on the potential imbalances between supply and demand on the oil market, and were looking at moving cash from oil and putting it in other assets.
“Most of the hedge funds have been taking profits,” said Angus McPhail of British-based investment firm Alliance Trust.
He added that prices could fall to “about $100 within the next month if you keep on getting weak demand data”.
source: BBC NEWS, Business
recent crude oil graph
Caption: C=close, O=open, H=high, L=low
Source: TFC Commodity Charts
Rangers 0 – 4 Liverpool Friendly 02.08.2008
•August 3, 2008 • Leave a CommentLiverpool trashed Rangers with 4-0 by Torres, N Gog, Benayoun and a penalty goal from Alonso.
0-1 F. Torres 23′
0-2 D. N`Gog 56′
0-3 Y. Benayoun 58′
0-4 X. Alonso (pen.) 70′
watch the highlight here
Makna bacaan dalam solat
•August 1, 2008 • 8 Comments
Salam sejahtera diucapkan kepada pembaca blog sekalian.
Rasanya sudah berminggu2 aku cuba menyiap tugasan menterjemah kertas kerja yang dihadiahkan Hj Baharom. Tapi x pernah selesai juga. Inilah kesannya apabila bertangguh kerja. Tp nak buat mcm mana. Inilah tabiat yang sudah menjadi satu kebiasaan sejak dari skolah dulu. Jam pun sudah menunjukkan 2.33am. Aku amik masa skit utk hilangkn kebosanan untuk berkongsi dengan pembaca sekalian tentang pentingnya kita memahami setiap makna @ maksud setiap bacaan yang kita ucapkan dalam solat.
Dari skolah dulu ustaz sering mengatakan bahawa solat yg khusyuk merangkumi segenap aspek dari sebelum melakukan solat dan hingga memberi salam. Ini termasuk daripada mengambil wuduk, pakaian, rukun solat, bacaan dan tidak terkecuali memahami setiap ucapan@bacaan dalam solat. Di sini lampirkan makna bagi setiap bacaan dalam solat tersebut.
Allah Maha Besar
Doa Iftitah
Allah Maha Besar dan segala puji bagi Allah dengan banyaknya. Maha suci Allah sepanjang pagi dan petang. Aku hadapkan wajahku bagi Tuhan yang mencipta langit dan bumi, dengan suasana lurus dan berserah diri dan aku bukan dari golongan orang musyrik. Sesungguhnya solatku, Ibadatku, hidupku, matiku adalah untuk Allah Tuhan sekelian alam. Tidak ada sekutu bagiNya dan kepadaku diperintahkan untuk tidak menyekutukan bagiNya dan aku dari golongan orang Islam.
Al-Fatihah
Dengan nama Allah yang maha Pemurah lagi maha Mengasihani. Segala puji bagi Allah, Tuhan semesta alam. Yang maha pemurah lagi maha mengasihani. Yang menguasai hari pembalasan. Hanya Engkaulah yang kami sembah dan hanya kepada Engkau kami mohon pertolongan. Tunjukilah kami jalan yang lurus. Iaitu jalan orang-orang yang Engkau kurniakan nikmat kepada mereka, bukan jalan mereka yang Engkau murkai dan bukan jalan mereka yang sesat.
Bacaan ketika rukuk
Maha Suci TuhanKu Yang Maha Mulia dan dengan segala puji-pujiannya.
Bacaan ketika bangun dari rukuk
Allah mendengar pujian orang yang memujinya.
Bacaan ketika iktidal
Wahai Tuhan kami, bagi Engkaulah segala pujian.
Bacaan ketika sujud
Maha suci TuhanKu yang Maha Tinggi dan dengan segala puji-pujiannya.
Bacaan ketika duduk di antara dua sujud
Ya Allah, ampunilah daku, Rahmatilah daku, kayakan daku, angkatlah darjatku, rezekikan daku, berilah aku hidayah, sihatkanlah daku dan maafkanlah akan daku.
Bacaan ketika Tahiyat Awal
Segala penghormatan yang berkat solat yang baik adalah untuk Allah. Sejahtera atas engkau wahai Nabi dan rahmat Allah serta keberkatannya. Sejahtera ke atas kami dan atas hamba-hamba Allah yang soleh. Aku naik saksi bahawa tiada Tuhan melainkan Allah dan aku naik saksi bahawasanya Muhammad itu adalah pesuruh Allah. Ya Tuhan kami, selawatkanlah ke atas Nabi Muhammad.
Bacaan ketika Tahiyat Akhir
Segala penghormatan yang berkat solat yang baik adalah untuk Allah. Sejahtera atas engkau wahai Nabi dan rahmat Allah serta keberkatannya. Sejahtera ke atas kami dan atas hamba-hamba Allah yang soleh. Aku naik saksi bahawa tiada Tuhan melainkan Allah dan aku naik saksi bahawasanya Muhammad itu adalah pesuruh Allah. Ya Tuhan kami, selawatkanlah ke atas Nabi Muhammad dan ke atas keluarganya. Sebagaimana Engkau selawatkan ke atas Ibrahim dan atas keluarga Ibrahim. Berkatilah ke atas Muhammad dan atas keluarganya sebagaimana Engkau berkati ke atas Ibrahim dan atas keluarga Ibrahim di dalam alam ini. Sesungguhnya Engkau Maha Terpuji lagi Maha Agung.
Doa Qunut
Ya Allah, berilah aku petunjuk sebagaimana orang-orang yang telah Engkau tunjuki. Sejahterakanlah aku sebagaimana orang-orang yang telah Engkau sejahterakan. Pimpinlah aku sebagaimana orang-orang yang telah Engkau pimpin. Berkatilah hendaknya untukku apa-pa yang telah Engkau berikan padaku. Jauhkanlah aku daripada segala kejahatan yang telah Engkau tetapkan. Sesungguhnya hanya Engkau sahajalah yang menetapkan, dan tidak sesiapapun yang berkuasa menetapkan sesuatu selain daripada Engkau. Sesungguhnya tidak terhina orang yang memperolehi pimpinanMu. Dan tidak mulia orang-orang yang Engkau musuhi. Telah memberi berkat Engkau, ya Tuhan kami dan maha tinggi Engkau. Hanya untuk Engkau sahajalah segala macam puji terhadap apa-apa yang telah Engkau tetapkan. Dan aku minta ampun dan bertaubat kepada Engkau. Dan Allah rahmatilah Muhammad, Nabi yang ummi dan sejahtera keatas keluarganya dan sahabat-sahabatnya.
*untuk bacaan dalam barab, korg boleh rujuk dalam mana2 buku panduan solat…
credit to faizal: http://fullfilth.blogspot.com/
Malaysia vs Chelsea: Highlights (0-2)
•July 29, 2008 • Leave a Comment
New electric tariff
•July 26, 2008 • 1 Comment
What is the ‘Rule of 72′?
•July 23, 2008 • Leave a Comment
The ‘Rule of 72‘ is a simplified way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors can get a rough estimate of how many years it will take for the initial investment to duplicate itself.
For example, the rule of 72 states that $1 invested at 10% would take 7.2 years ((72/10) = 7.2) to turn into $2. In reality, a 10% investment will take 7.3 years to double ((1.10^7.3 = 2).
When dealing with low rates of return, the Rule of 72 is fairly accurate. This chart compares the numbers given by the rule of 72 and the actual number of years it takes an investment to double.
| Rate of Return | Rule of 72 | Actual # of Years | Difference (#) of Years |
| 2% | 36.0 | 35 | 1.0 |
| 3% | 24.0 | 23.45 | 0.6 |
| 5% | 14.4 | 14.21 | 0.2 |
| 7% | 10.3 | 10.24 | 0.0 |
| 9% | 8.0 | 8.04 | 0.0 |
| 12% | 6.0 | 6.12 | 0.1 |
| 25% | 2.9 | 3.11 | 0.2 |
| 50% | 1.4 | 1.71 | 0.3 |
| 72% | 1.0 | 1.28 | 0.3 |
| 100% | 0.7 | 1 | 0.3 |
Notice that, although it gives a quick rough estimate, the rule of 72 gets less precise as rates of return become higher. Therefore, when dealing with higher rates, it’s best to calculate the precise number of years algebraically by means of the future value formula.
(source from: http://www.investopedia.com/)
Minyak dan Peak oil Theory(Hubbert,1956)
•June 11, 2008 • 2 Comments
Peak oil is the point in time when the maximum rate of global petroleum production is reached, after which the rate of production enters its terminal decline. If global consumption is not mitigated before the peak, a world energy crisis may develop because the availability of conventional oil will drop and prices will rise, perhaps dramatically. M. King Hubbert first used the theory in 1956 to accurately predict that United States oil production would peak between 1965 and 1970. His logistic model, now called Hubbert peak theory, has since been used to predict the peak petroleum production of many other countries, and has also proved useful in other limited-resource production-domains. According to the Hubbert model, the production rate of a limited resource will follow a roughly symmetrical bell-shaped curve based on the limits of exploitability and market pressures.
(copy from wikipedia.org)
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